As the holiday season swiftly approaches, make your life a little easier with a loan from Orlando Federal Credit Union.
They are a full service financial institution, offering low rates on all types of loans and high rates on many savings and investment products.
OFCU offers great rates on vehicle loans, recreational loans for boats, RV’s, and motorcycles. They offer a complete line of mortgage products at competitive interest rates, personal loans, and debt consolidation loans.
If you’re not familiar with credit unions, they’re not-for-profit. This status explains why OFCU’s interest rates tend to be significantly better, and fees are less and fewer than traditional banking institutions. Anyone who lives, works, worships, or attends school in Orange, Seminole, Lake, or Osceola counties can join. A $5 deposit in a Share Savings Account is all it takes to be an active member.
Some of the services offered at OFCU are Dividend Checking, Money Market accounts, Share Certificates of Deposits (CDs), IRA accounts, Club accounts, auto loans, mortgages, home equity loans, credit cards with reward points (no annual fee), free online banking, Bill Payer and E-statements, Saturday hours, financial management services, gift cards, free financial seminars, and car buying services.
So, if high car payments are putting the brakes on your household budget, refinancing your higher interest loan from another lender can give your monthly budget a big boost. You can also reduce your payments by extending the term of your loan.
They also offer the OFCU Visa Platinum Credit card. You can earn reward points each time you make a purchase. Use your reward points for travel, merchandise, event tickets, activities, gift cards, or account credits. The more you use your OFCU credit card, the more points you earn.
OFCU’s branch manager in Apopka, Kapricia Birch, encourages people to learn about the benefits of their children’s program, the CUKidz Savers, CU Team accounts and Prime PLUS. The CUKidz Savers is excellent for little ones, teens and young adults who want to get an early start on saving and financial management. The CU Team accounts is a great program for OFCU members age 13-22. The Prime PLUS is a program exclusively designed for OFCU members age 50 and over. These special services include: one free box of basic checks per year, three free money orders per month, free cashier checks, 25% off safe deposit boxes, and invitations to special events and seminars.
OFCU encourages you to start funding a Traditional or Roth IRA for a healthier financial future. Even if you have fully funded your work-based retirement account, you may be able to set up a Traditional or Roth IRA to increase the size of your retirement “nest egg.”
With an IRA account, you can’t lose value and are insured up to $250,000 by the NCUA. You can open your Traditional or Roth IRA at any of their nine locations, or for questions, please call 407-835-3500, option seven.
They offer Christmas Club and Vacation Club accounts with no balance requirement, perfect for those who wish to save for an upcoming vacation or for holiday shopping.
To serve their members, OFCU has nine Central Florida locations and over 5,500 shared service centers throughout the United States. The OFCU’s Apopka team is conveniently located at 1662 W. Orange Blossom Trail, in front of Home Depot. Visit their website at www.orlandofcu.org or call them at 407-835-3500 to see how they can help you.
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