Get ready and grow with a spring home improvement loan from Orlando Federal Credit Union

2181

With spring here, now is the time to think about home improvements.

If you’re in the market for a new home or home improvements, Orlando Federal Credit Union can help make your dreams become a reality. They offer competitive rates and terms, and design their mortgages around your needs! OFCU offers Home Equity and Second Mortgage loans, so if you want to remodel your home, make a special purchase or need money for your children’s education, the equity in your home could make it possible.

Orlando Federal Credit Union (OFCU) has nine convenient locations locally to serve their members, over 73,000 ATMs, and a Shared Branching network with over 5,500 service centers throughout the country!

Many people do not understand the credit union industry. Credit unions are member-owned. It is a cooperative that pools local money together to loan out to other local members. If you have an account at a credit union, you’re a part owner in the enterprise. Members own it and not stockholders, like the banking system.

Credit unions are not-for-profit. This status explains why interest rates tend to be significantly better, and fees are less and fewer than at banks. In fact, even the board of directors are volunteers who give their time to represent all members.

Are you eligible? Fortunately for you, anyone who lives, works, worships, or attends school in Orange, Seminole, Lake or Osceola counties can join. A $5 deposit in a Share Savings Account is all it takes to be an active member.

What makes OFCU different is that when you come into their offices, they know you are an owner and they want to know you and your financial needs. They will never offer products that you don’t need, but will offer suggestions on ways to increase your return, pay less for your loans, and keep your financial future on track.

Some of the services offered at OFCU are no-charge checking accounts (you just pay for the printing of the checks), Dividend Checking, Money Market accounts, Share Certificates of Deposits (CDs), Share Savings Accounts, IRA accounts, Club accounts (kids, teens, and seniors), auto loans, mortgages, home equity loans, credit cards with reward points (no annual fee), free online banking, Bill Payer and E-statements, Saturday hours, financial management services, car buying services, gift cards, and free financial seminars.

They also offer the OFCU Visa Platinum credit card. You can earn reward points each time you make a purchase. Use your reward points for travel, merchandise, event tickets, activities, gift cards, or account credits.

If you have a group that would like to learn more about financial matters, the staff at OFCU will be happy to provide a speaker on a range of subjects. From credit reports, identity theft, raising a money-smart kid, or retiring with dignity, Orlando Federal Credit Union and their associates want you to receive the correct information to make your financial decisions. Meetings can be arranged for any time of day. And they won’t try to sell anything! Call 407-835-3500 to make arrangements today!

Stop by and visit with the Orlando Federal Credit Union’s Apopka team, conveniently located at 1662 W. Orange Blossom Trail, in front of The Home Depot. Or, visit their website at www.orlandofcu.org.

Advertisement